When it comes to insurance, there are certain kinds of policy that you simple have to have. Car insurance is very firmly in that camp – not only is it incredibly important to protect yourself against all the little bumps and scRap£s that can befall you while you’re on the road, it’s a legal requirement in the UK to have a valid car insurance policy.
However, car insurance policies can be pricey. Your age, your job, where you live, whether you have a drive or a garage – all are things that influence how much you’re likely to pay for car insurance. Some of those things you can’t change, but if you’re changing cars or you’re about to get on the road for the first time then you’re faced with one important decision that’ll have a huge impact on your insurance premiums – the car itself!
With that in mind, we’ve compiled the 10 cheapest cars to insure in 2016. These little beauties are guaranteed to get you from A to B – and they won’t break the bank while they do it!
1) Dacia Sandero 1.2
Good news! The Dacia Sandero tops our list of cheapest cars to insure this year! (Shame on you if you didn’t get that reference.) Dacia have been making waves in the market for some time now. They’re famed for their minimalist interiors and slightly wheezy engines, but Dacia’s rock bottom prices more than make up for it for thrifty motorists. Not only are Dacia’s incredibly cheap to insure, but the entry-level Sandero is the cheapest car to buy new in the UK!
2) Hyundai
This nippy little number has come a long way from it’s very basic beginnings. The newest model is longer and wider and gives some big-car benefits in a small-car package. With a 65bhp model and an 87bhp model available, driving an i10 isn’t dissimilar to driving a big go-kart – with the price tag to match!
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3) Peugeot Partner
Peugeot have a proud history of making affordable, practical and cheap-to-insure cars and the Partner is no exception. With oodles of space to fit in kids, dogs and shopping bags galore, the Partner still qualifies for group 2 insurance, making it just about the most space you can get for your money.
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4) Renault Twingo
French car manufacturers do plenty of things well – and one of them is making great small cars that don’t cost the earth. Renault’s Twingo is no exception, with a rear-mounted engine it handles exceptionally well at low speeds, is hugely economical and won’t break the bank when it comes to insurance.
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5) Seat Mii
The Seat Mii shares some of its heritage with the VW Up! (another entry on our list). Modelled on its big brothers the Leon and the Ibiza, the Mii is a glorious little runaround that will have you, and your insurance company, grinning from ear to ear.
6) Skoda Citigo
The name Skoda has long been synonymous with reliability and the Citigo is no exception. Qualifying for the cheapest group 1 insurance level, the Citigo is firmly priced at the bottom of the market. Its interior is a bit minimalist, but you know it won’t let you down when it matters!
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7) Skoda Fabia
Another Skoda makes our list. The Fabia is known for being comfortable, spacious and practical – in short the perfect family car. Not only that, but a 5 star NCAP safety rating means that a Fabia can be relied upon to keep your loved ones will be safe and your insurance premiums low.
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8) Smart ForFour
Much maligned during its initial launch in the UK, the ForFour has re-launched and it’s already making waves among the motoring press. This model was co-developed with the Renault Twingo, so expect a little zip with this one. Its boot isn’t huge, but for nipping around cities the ForFour is ideal, with its turning circle being around the same size as a London black cab!
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9) Vauxhall Corsa 1.0
Corsas used to be the car of choice for boy racers all across the UK. But the Corsa has moved away from its slightly sordid past and now just managed to creep into insurance group 2, making it a perfect way to find the cheapest insurance deal without compromising on your driving experience.
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10) Volkswagen Up!
Volkswagen quality is fames the world over. One of the most impressive cars to fall into insurance group 1, the Up! is perfectly suited to the city. With a nippy little engine, plenty of space, eye-catching looks and rock-bottom insurance prices, the Up! is a great way to find a cheap car insurance deal!
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